Nice Things

In the past six months we have had the misfortune to have to make the dreaded call to our insurance agent to tell them we needed to file a claim...three times. 

#1
The first incident occurred when on the way to a Sunday School Class fellowship my thirst for a coke (the real kind, fully sugared and caffienated) spurred Ray to whip it into Bill Arp Grocery to grab me one.

You gotta be careful when you whip it into a parking lot in a four wheel drive vehicle.  There are things such as 3 foot metal poles that are bent out at crazy angles that you would not see unless you were in a car instead of a truck that has a little lift to it.  Peeled the drivers side open like a can of Spam.
At Fault:  Me, for wanting a coke.

#2
About three weeks ago there was a weather system that came through in the late afternoon and dropped baseball and smaller sized hail on our house.  Abby called me and Ray at work and said it is crazy here at home with hail the size of baseballs hitting the house sideways.  We were skeptical and told her to not to get out in it 'cause hail that big could do her in.  She put some in the freezer to prove her story...

The top picture is the hail from our yard, the second is from my mother in laws house a mile down the road.  It did not snow, all that white stuff is hail.

The insurance adjuster determined that there was $13,000 damage done to our house and out buildings, roofs, siding etc.
At Fault:  Not me this time!

#3
This past Wednesday (the same day the insurance adjuster was checking out our hail damage) I was on my way to a doctors appointment and decided to mistake the white car in front of me for empty space and plow into the side of it.  No one was injured thankfully, but my pride took a beating.  This was the first accident I've had in 20 years, somehow I have to believe my insurance company will not be impressed.
At Fault: That'd be me.


In between the hail storm and me plowing into the white car this past Wednesday Ray was hit head on by a 15-year old learning to drive her dad's truck out on highway 5.  Thankfully no one was injured although both trucks took quite a beating.  (That one is on their insurance, although I am sure if they pondered it long enough I would be found at fault somehow.)


Wednesday while driving home with my tailpipe tucked beneath me I wondered what the insurance company was going to say at yet another phone call from us.  I pulled into the carport and Abby came out to greet me.  She took one look at my car and said; "Well, we just can't have nice things can we?"

Pretty sure that is exactly what State Farm is gonna say too.....